NyukuPay digital wallet

Payments for everyday trade.

NyukuPay is a secure wallet for taxis, spaza shops, traders, and township businesses. Pay, transfer, cash out, and manage money from one simple app.

Powered by Dingwa Financial Services.

Download on the App Store iOS Get it on Google Play Android
Wallet Store and move money securely.
QR payments Fast acceptance for merchants.
Cashout Withdraw through supported banks.
Compliance KYC, FICA, audit, and fraud controls.
Shopping's new normal, for local commerce

Pay without passing cash around.

NyukuPay brings wallet payments to the places where money moves every day: taxi ranks, spaza counters, deliveries, informal trade, and local services.

01

Send and receive

Move money between wallet customers using customer codes, phone numbers, or QR flows.

02

Top up

Fund wallets through configured top-up channels, including card-backed payment flows.

03

Cash out

Request bank cashouts with fees, OTP confirmation, payout queues, and operational review.

Clear transaction records

Every payment has the details customers expect.

Customers can review transfer status, sender and receiver codes, references, fees, and totals from a familiar mobile transaction screen.

NyukuPay transaction details screen showing a completed wallet transfer
For merchants and transport operators

Built for township workflows.

Spaza shops

Accept wallet payments, reduce cash risk, and build a digital transaction history.

Taxi industry

Support fare payments, driver wallets, and fleet-level financial visibility.

Informal traders

Receive payments, cash out, and access wallet services without complex banking journeys.

Secure by design

Secure by design.

NyukuPay combines authenticated customer access, device-aware login, OTP verification, blocked-wallet controls, audit logs, and role-based operations for finance, support, compliance, and fraud teams.

KYC and FICAVerification-ready onboarding and customer review.
Fraud controlsBlock and reactivate wallets with audit-backed reasons.
Audit trailWallet DocType changes and financial actions are logged.
Bank settlementCashout, payout, fee, and ledger flows are tracked.
Get started

Download NyukuPay.

Pay, send, receive, and cash out from a secure wallet built for everyday South African commerce.

Download on the App Store iOS Get it on Google Play Android